Ocean County Rentals

Is It Better to Buy or Rent?

Go to www.TheJerseyShoreHomeFinder.com for the most up to date rental information and feel free to contact me  for the most up-to-date complete listing of ALL rentals in your area of interest or to discuss other options you may want to explore. The rentals listed further down the page are on an ‘annual’ basis.

Whether renting is better than buying depends on many factors, particularly how fast prices and rents rise and how long you stay in your home. Compare the costs of buying and renting a home in the calculator below.

Click here for the Buy or Rent Calculator

  • LEXINGTON BLVD, #99, BARNEGAT, NJ – $1,100
  • ROBIN LN, BARNEGAT, NJ – $1,300
  • OPAL CT, #B, BARNEGAT, NJ – $1,350
  • SANDPIPER RD, BARNEGAT, NJ – $1,395
  • WESTPORT DR, BARNEGAT, NJ – $1,700
  • BENJAMIN, BARNEGAT, NJ – $1,800
  • BARNEGAT, NJ – $1,900
  • WOODMERE CT, BARNEGAT, NJ – $1,900
  • TEAKWOOD LN, BARNEGAT, NJ – $2,100
  • TARA CT, BARNEGAT, NJ – $2,100
  • BAY BLVD, BAYVILLE, NJ – $1,350
  • PINE DR, BAYVILLE, NJ – $1,500
  • QUAIL RUN, BAYVILLE, NJ – $1,500
  • YARDARM CT, BERKELEY, NJ – $1,800
  • FOXMOOR LN, BERKELEY, NJ – $1,900
  • ELIZABETH, BAYVILLE, NJ – $1,900
  • ARCHER AVE S, BAYVILLE, NJ – $2,000
  • TOPSAIL CT, BAYVILLE, NJ – $2,000
  • WINDJAMMER CT, BAYVILLE, NJ – $2,000
  • DOGWOOD DR, BAYVILLE, NJ – $2,200
  • BAYVIEW AVE, BAYVILLE, NJ – $2,250
  • EVERGREEN DR, BAYVILLE, NJ – $3,000
  • JIBSAIL DR, BAYVILLE, NJ – $3,400

Brick Twp Homes for Rent:

  • SAWMILL RD, BRICK, NJ – $1,050
  • N ROUTE 35, BRICK, NJ – $1,200
  • CARTAGENA DR, #2, BRICK, NJ – $1,200
  • SAWMILL RD, #321A, BRICK, NJ – $1,300
  • NORTHRUP DR, BRICK, NJ – $1,300
  • SAWMILL RD, BRICK, NJ – $1,350
  • BRIAR MILLS DR, BRICK, NJ – $1,350
  • CREEK RD, BRICK, NJ – $1,400
  • PINEHURST RD, BRICK, NJ – $1,400
  • RIVA BLVD, BRICK, NJ – $1,400
  • SAWMILL RD, BRICK, NJ – $1,450
  • AMY CT, BRICK, NJ – $1,500
  • DARLEY CIR, BRICK, NJ – $1,500
  • OLYMPUS WAY, BRICK, NJ – $1,500
  • SIDS CT, BRICK, NJ – $1,600
  • HORACE CT, BRICK, NJ – $1,700
  • HARDING DR, BRICK, NJ – $1,700
  • SAILORS QUAY DR, BRICK, NJ – $1,750
  • REDWOOD PL E, BRICK, NJ – $1,800
  • MYRTLE AVE, BRICK, NJ – $1,800
  • HARBOR RD, BRICK, NJ – $1,800
  • BURRSVILLE RD, BRICK, NJ – $2,000
  • VANARD DR, BRICK, NJ – $2,000
  • BAY WAY, BRICK, NJ – $2,300
  • KELLY LYNN LN, BRICK, NJ – $2,400
  • LYNNWOOD AVE, BRICK, NJ – $2,500
  • CARTAGENA DR, BRICK, NJ – $2,700
  • VANARD DR, BRICK, NJ – $2,700
  • GRAND VIEW DR, MANTOLOKING, NJ – $2,800
  • BAY LN, BRICK, NJ – $3,000
  • SOUTHVIEW DR, BRICK, NJ – $3,000
  • CARTAGENA DR, BRICK, NJ – $3,500
  • MANTOLOKING RD, BRICK, NJ – $6,000
  • PRINCETON AVE, BRICK, NJ – $25,000
  • PRIMROSE LN, #A, JACKSON, NJ – $1,100
  • AZALEA CIR, JACKSON, NJ – $1,250
  • PRIMROSE LN, #A, JACKSON, NJ – $1,400
  • BEGONIA CT, JACKSON, NJ – $1,450
  • VIOLET LN, JACKSON, NJ – $1,500
  • SHILLING WAY, JACKSON, NJ – $1,750
  • BROOKFIELD DR, JACKSON, NJ – $1,750
  • SUSAN DR, JACKSON, NJ – $1,800
  • CROSS ST, LAKEWOOD, NJ – $2,000
  • CHANDLER RD, JACKSON, NJ – $2,200
  •  CROOKED STICK RD, JACKSON, NJ – $2,400
  • BROOKFIELD DR, JACKSON, NJ – $2,400
  • MILLER AVE, JACKSON, NJ – $2,495
  • CROOKED STICK RD, JACKSON, NJ – $2,600
  • MARKUS CT, JACKSON, NJ – $3,500
  • DANTE CT, JACKSON, NJ – $4,000
  • BEACH BLVD, FORKED RIVER, NJ – $1,000
  • FORREST AVE, LANOKA HARBOR, NJ – $1,325
  • ELWOOD ST, FORKED RIVER, NJ – $1,350
  • ADMIRAL RD, FORKED RIVER, NJ – $1,375
  • LAWRENCE DR, LANOKA HARBOR, NJ – $1,400
  • LAKE BARNEGAT DR N, LANOKA HARBOR, NJ – $1,700
  • BOWSPRIT PT, LANOKA HARBOR, NJ – $1,800
  • PARKERS POINT BLVD, FORKED RIVER, NJ – $1,850
  • MONTAUK DR, FORKED RIVER, NJ – $1,900
  • BEACH BLVD, FORKED RIVER, NJ – $2,400
  • EXETER PL, FORKED RIVER, NJ – $3,700
  • SCOTCH PINE DR, LITTLE EGG HARBOR, NJ – $850
  • CHARLESTON ST, LITTLE EGG HARBOR, NJ – $1,900
  • E SAIL DR, LITTLE EGG HARBOR, NJ – $2,000
  • S DAYTON DR, LITTLE EGG HARBOR, NJ – $2,200

Point Pleasant Homes for Rent:

  • MARYLAND AVE, #31B, POINT PLEASANT BEACH, NJ – $1,200
  • OCEAN AVE, POINT PLEASANT BEACH, NJ – $1,350
  • MARYLAND AVE, #10 H, POINT PLEASANT BEACH, NJ – $1,800
  • DARTMOUTH AVE, POINT PLEASANT BEACH, NJ – $1,925
  • WATER ST, #1/2, POINT PLEASANT, NJ – $2,000
  • BOWLING GRN, POINT PLEASANT BEACH, NJ – $2,000
  • TRENTON AVE, #1, POINT PLEASANT BEACH, NJ – $2,400
  • ARNOLD AVE, POINT PLEASANT BEACH, NJ – $2,850
  • HARBORHEAD DR, #58, POINT PLEASANT BEACH, NJ – $3,000
  • BEACON LN, POINT PLEASANT BEACH, NJ – $3,000
  • ELIZABETH AVE, POINT PLEASANT BEACH, NJ – $3,500
  • OCEAN AVE, POINT PLEASANT BEACH, NJ – $3,500
  • CARTER AVE, POINT PLEASANT BEACH, NJ – $3,800
  • BOARDWALK, POINT PLEASANT BEACH, NJ – $4,000
  • ELIZABETH AVE, POINT PLEASANT BEACH, NJ – $6,000
  • BEACON LN, #0, POINT PLEASANT BEACH, NJ – $13,500
  • BEAVER DAM RD, POINT PLEASANT, NJ – $1,500
  • HULSE RD, #3, POINT PLEASANT, NJ – $1,600
  • BRIDGE AVE, #2, POINT PLEASANT, NJ – $1,700
  • SUNSET AVE, POINT PLEASANT, NJ – $1,750
  • WEST END AVE, POINT PLEASANT, NJ – $1,800
  • SHADY GLEN AVE, POINT PLEASANT, NJ – $1,850
  • HARDENBERG AVE, POINT PLEASANT, NJ – $1,900
  • BAY ISLE DR, POINT PLEASANT, NJ – $2,000
  • BOAT LANDING RD, POINT PLEASANT, NJ – $2,900
  • GARDENS AVE, POINT PLEASANT, NJ – $3,000
  • SOUTHEAST DR, POINT PLEASANT, NJ – $3,500

Manahawkin Homes for Rent:

  • HIGHLAND DR, MANAHAWKIN, NJ – $1,400
  • ISLAND BREEZE CT, MANAHAWKIN, NJ – $1,950
  • FARRAH DR, MANAHAWKIN, NJ – $2,000
  • JENNIFER LN, MANAHAWKIN, NJ – $2,900

Toms River Homes for Rent:

  • YELLOWSTONE DR, TOMS RIVER, NJ – $1,000
  • 8TH AVE, #FRONT, ORTLEY BEACH, NJ – $1,000
  • MARINER PL, BRICK, NJ – $1,175
  • ELIZABETH AVE, TOMS RIVER, NJ – $1,200
  • LAMPLIGHTER DR, TOMS RIVER, NJ – $1,200
  • FISCHER BLVD, TOMS RIVER, NJ – $1,200
  • ANTHONY AVE, TOMS RIVER, NJ – $1,350
  • BERGEN AVE, TOMS RIVER, NJ – $1,450
  • NORWOOD DR, TOMS RIVER, NJ – $1,500
  • E WATER ST, #6, TOMS RIVER, NJ – $1,550
  • BRECKENRIDGE PL, TOMS RIVER, NJ – $1,750
  • FISCHER BLVD, TOMS RIVER, NJ – $1,750
  • LAFAYETTE AVE, TOMS RIVER, NJ – $1,900
  • PINE BROOK DR, TOMS RIVER, NJ – $2,000
  • ANTIQUA AVE, TOMS RIVER, NJ – $2,000
  • HAIFA CT, TOMS RIVER, NJ – $2,200
  • GREGORY TER, TOMS RIVER, NJ – $2,500
  • PILOT RD, TOMS RIVER, NJ – $3,400
  • OCEAN RD, TOMS RIVER, NJ – $3,500
  • BAY BLVD, ORTLEY BEACH, NJ – $3,500
  • 6TH TER, TOMS RIVER, NJ – $6,000

Waretown Homes for Rent:

  • KENNEDY DR, WARETOWN, NJ – $1,300

BUYING:

Purchase costs are the costs you incur when you go to the closing for the home you are purchasing. This includes the down payment and typical closing costs.

Yearly costs are recurring monthly or yearly expenses. These include mortgage payments, condo fees (or other community living fees), renovation costs, maintenance costs, property taxes and homeowner’s insurance. Property taxes, the interest part of the mortgage payment, and in some cases, a portion of the common charges, are tax deductible. The resulting tax savings is accounted for in each item’s totals. The mortgage payment amount increases each year for the term of the loan because the tax credit shrinks each year as the interest portion of the payments becomes smaller.

Lost opportunity costs are tracked for the initial purchase costs and for the yearly costs. The former will give you an idea of how much you could have made if you had invested the down payment instead of buying your home.

Selling costs are the costs you incur when you go to the closing for the home you are selling. This includes the broker’s commission and other fees, as well as the remaining principal balance that you pay to your mortgage bank. “Proceeds from home sale” is the money that you receive from the person who is buying your home. This amount is equal to the value of the home that year and is shown as a negative number since it is not something that you spend money on, but rather, it is money you receive.

If your cumulative buying total is negative, it actually means you have done very well: you made enough of a profit that it not only covered the cost of your home, but also all of your yearly operating expenses.

RENTING

Initial costs are the rent security deposit and, if applicable, the broker’s fee.

Yearly costs are the monthly rent and the cost of renter’s insurance.

Lost opportunity costs are calculated each year for both your initial costs and your yearly costs.

Leaving your rental is equal to the rent security deposit, typically returned to a renter at the end of a lease.

The calculator keeps a running tally of the most common expenses of owning and renting. It also takes into account something known as lost opportunity costs — for example, the return you could have earned by investing your money instead of spending it on a down payment. The calculator assumes that the profit you would have made in your investments would be taxed as long-term capital gains and adjusts the bottom line accordingly. The calculator tabulates lost opportunity costs for all parts of the buying and renting scenarios.

Why Rent? – A contrarian’s view: Houses don’t appreciate any faster than the level of inflation over the long term, so forget about buying a home and put your savings into stocks
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