Archive for June 2011

Eight Steps to Buying Your Home

 

Homes for Sale Ocean County NJ Karl Hess

1. Decide to buy.

Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best “accidental investment” most people ever make. But, we believe when it is done right, home ownership becomes an “intentional investment” that lays the foundation for a life of financial security and personal choice. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out.

Base your decision to buy on facts, not fears.

  1. If you are paying rent, you very likely can afford to buy
  2. There is never a wrong time to buy the right home. All you need to do in the short run is find a good buy and make sure you have the financial ability to hold it for the long run
  3. The lack of a substantial down payment doesn’t prevent you from making your first home purchase
  4. A less-than-perfect credit score won’t necessarily stop you from buying a home
  5. The best way to get closer to buying your ultimate dream home is to buy your first home now
  6. Buying a home doesn’t have to be complicated – there are many professionals who will help you along the way

2. Hire your agent.

The typical real estate transaction involves at least two dozen separate individuals – insurance assessors, mortgage brokers and underwriters, inspectors, appraisers, escrow officers, buyer’s agents, seller’s agents, bankers, title researchers, and a number of other individuals whose actions and decisions have to be orchestrated in order to perform in harmony and get a home sale closed. It is the responsibility of your real estate agent to expertly coordinate all the professionals involved in your home purchase and to act as the advocate for you and your interests throughout.

Seven main roles of your real estate agent

A Buyer’s Real Estate Agent:

  1. Educates you about your market.
  2. Analyzes your wants and needs.
  3. Guides you to homes that fit your criteria.
  4. Coordinates the work of other needed professionals.
  5. Negotiates on your behalf.
  6. Checks and double-checks paperwork and deadlines.
  7. Solves any problems that may arise.

Eight important questions to ask your agent

Qualifications are important. However, finding a solid, professional agent means getting beyond the resume, and into what makes an agent effective. Use the following questions as your starting point in hiring your licensed, professional real estate agent:

  1. Why did you become a real estate agent?
  2. Why should I work with you?
  3. What do you do better than other real estate agents?
  4. What process will you use to help me find the right home for my particular wants and needs?
  5. What are the most common things that go wrong in a transaction and how would you handle them?
  6. What are some mistakes that you think people make when buying their first home?
  7. What other professionals do you suggest we work with and what are their credentials?
  8. Can you provide me with references or testimonials from past clients?

3. Secure financing.

While you may find the thought of home ownership thrilling, the thought of taking on a mortgage may be downright chilling. Many first-time buyers start out confused about the process or nervous about making such a large financial commitment.

From start to finish, you will follow a six-step, easy-to-understand process to securing the financing for your first home.

Six steps to Financing a Home

  1. Choose a loan officer (or mortgage specialist).
  2. Make a loan application and get preapproved.
  3. Determine what you want to pay and select a loan option.
  4. Submit to the lender an accepted purchase offer contract.
  5. Get an appraisal and title commitment.
  6. Obtain funding at closing.

4. Find your home.

You may think that shopping for homes starts with jumping in the car and driving all over town. And it’s true that hopping in the car to go look is probably the most exciting part of the home-buying process. However, driving around is fun for only so long – if weeks go by without finding what you’re looking for, the fun can fade pretty fast. That’s why we say that looking for your home begins with carefully assessing your values, wants, and needs, both for the short and long terms.

Questions to ask yourself

  1. What do I want my home to be close to?
  2. How much space do I need and why?
  3. Which is more critical: location or size?
  4. Would I be interested in a fixer-upper?
  5. How important is home value appreciation?
  6. Is neighborhood stability and priority?
  7. Would I be interested in a condo?
  8. Would I be interested in new home construction?
  9. What features and amenities do I want? Which do I really need?

5. Make an offer.

When searching for your dream home, you were just that – a dreamer. Now that you’re writing an offer, you need to be a businessperson. You need to approach this process with a cool head and a realistic perspective of your market. The three basic components of an offer are price, terms, and contingencies (or “conditions” in Canada).

Price – the right price to offer must fairly reflect the true market value of the home you want to buy. Your agent’s market research will guide this decision.

Terms – the other financial and timing factors that will be included in the offer.

Terms fall under six basic categories in a real estate offer:

  1. Schedule – a schedule of events that has to happen before closing.
  2. Conveyances – the items that stay with the house when the sellers leave.
  3. Commission – the real estate commission or fee, for both the agent who works with the seller and the agents who works with the buyer.
  4. Closing costs – it’s standard for buyers to pay their closing costs, but if you want to roll the costs into the loan, you need to write that into the contract.
  5. Home warranty – this covers repairs or replacement of appliances and major systems. You may ask the seller to pay for this.
  6. Earnest money – this protects the sellers from the possibility of your unexpectedly pulling of the deal and makes a statement about the seriousness of your offer.

6. Perform due diligence.

Unlike most major purchases, once you buy a home, you can’t return it if something breaks or doesn’t quite work like it’s supposed to. That’s why home owner’s insurance and property inspections are so important.

A home owner’s insurance policy protects you in two ways:

  1. Against loss or damage to the property itself
  2. liability in case someone sustains an injury while on your property

The property inspection show expose the secret issues a home might hide so you know exactly what you’re getting into before you sign your closing papers.

  • Your major concern is structural damage.
  • Don’t sweat the small stuff. Things that are easily fixed can be overlooked.
  • If you have a big problem show up in your inspection report, you should bring in a specialist. If the worst-case scenario turns out to be true, you might want to walk away from the purchase.

7. Close.

The final stage of the home buying process is the lender’s confirmation of the home’s value and legal statue, and your continued credit-worthiness. This entails a survey, appraisal, title search, and a final check of your credit and finance. Your agent will keep you posted on how each if progressing, but your work is pretty much done.

You just have a few preclosing responsibilities:

  1. Stay in control of your finances.
  2. Return all phone calls and paperwork promptly.
  3. Communicate with your agent at least once a week.
  4. Several days before closing, confirm with your agent that all your documentation is in place and in order.
  5. Obtain certified funds for closing.
  6. Conduct a final walk-through.

On closing day, with the guidance of a settlement agent and your agent, you’ll sign documents that do the following:

  1. Finalize your mortgage.
  2. Pay the seller.
  3. Pay your closing costs.
  4. Transfer the title from the seller to you.
  5. Make arrangements to legally record the transaction as a public record.

As long as you have clear expectations and follow directions, closing should be a momentous conclusion to your home-searching process and commencement of your home-owning experience.
8. Protect your investment.

Throughout the course of your home-buying experience, you’ve probably spent a lot of time with your real estate agent and you’ve gotten to know each other fairly well. There’s no reason to throw all that trust and rapport out the window just because the deal has closed. In fact, your agent wants you to keep in touch.

Even after you close on your house, you agent can still help you:

  1. Handle your first tax return as a home owner.
  2. Find contractors to help with home maintenance or remodeling.
  3. Help your friends find homes.
  4. Keep track of your home’s current market value.

Attention to you home’s maintenance needs is essential to protecting the long-term value of your investment.

JD Power Rates Keller Williams #1 Karl Hess

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Toms River Housing Market Analysis June, 2011

Toms River (08755) Housing Market Report and Toms River Real Estate Market Analysis is a compilation of statistical data in graph and written form with interactive maps. The data presents market conditions on a local level and in three month ‘snapshots’ in an in-depth and understandable way.

This market report includes North Dover, West Dover, East Dover, Brookside, Sliverton, Silver Ridge, Oak Ridge and the other areas in Toms River with the 08755 zip code only.

Selling your Toms River Home: Do you know what your home is worth? The information provided by a Housing Market Report is invaluable when establishing an appropriate asking price.

Buying a Toms River Home: if you’re thinking about buying a house in Toms River, knowing the local real estate market conditions will help you determine a reasonable offer…and keep you from over-paying for your dream home!

This is a condensed version of a Toms River Housing Market Report formulated on June 26, 2011.

Toms River Housing Market Details: Asking Prices and Sold Prices (March 26, 2011 – June 26, 2011)

  Total Most Recent Highest Lowest Average Median
Sold Homes 62 06/24/2011 $708,000 $40,000 $262,895 $224,500
For Sale 260 06/24/2011 $1,990,000 $54,900 $374,604 $314,450

Toms River Homes for Sale Karl Hess

Toms River (08755) Recently Sold Homes (last 90 days)

  • % of asking price received: 93%
  • Sales over asking price: 1
  • Sales under asking price: 59
  • Sales at asking price: 2

Time on Market Details: For Sale and Recently Sold Toms River Homes (3/26/2011 – 6/26/2011)

  Avg Days On Market Total Most Recent Shortest Longest
Sold Homes 167 days 62 06/24/2011 37 days 645 days
For Sale 117 days 260 06/24/2011 3 days 878 days

Toms River Home Sales: Activity Over The Last 90 Days (08755)

There are many ‘intangibles’ behind this data, such as whether homes were recently renovated, special amenities and specific locations. I have the local market expertise to help you interpret this information fully.

Get your FREE personalized housing market report at www.HomeValuesinOceanCountyNJ.com , for any location in Ocean County, Monmouth County and anywhere on The Jersey Shore. Housing Markets are continuously changing, I can provide you with the most up-to-date statistics within minutes of your request.

The report above contains the most up to date (as of 6/26/2011) and accurate picture of home sales in Toms River (08755). To find out what this means to you and for your home buying or selling decision – no matter where you are in your decision process. Contact me: Karl Hess, Toms River Real Estate Expert, Keller Williams Realty Jersey Shore

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Open House Barnegat June 26, 2011

Open House in Barnegat with photos and maps for Sunday June 26, 2011. Barnegat Open House information including school reports, neighborhood data and Barnegat housing market trends.

Click here for the list of Open Houses in Barnegat on June 26, 2011 with easy to access maps and numerous photos. These homes are located in Ocean Acres, Pebble Beach, Settlers Landing, Timbers, Deer Run, and throughout Barnegat Twp.

Barnegat Open House Maps: The link to the left provides Barnegat Open House Maps for open houses in Barnegat with property and location information or click on each address below.

Most Open Houses will take place between 1:00 PM and 3:00 PM, so use the maps provided in the links to plan your day…or call me and I’d be happy to set up an exclusive “tour of homes” at your convenience.

For complete updated information on Ocean County Open Houses and real estate tips go to www.OpenHouseOceanCounty.com

Barnegat Home Listings Search

  • Barnegat Homes: New Listings (18)
  • Barnegat Single Family Homes for Sale (350)
  • Barnegat Condos & Townhomes for Sale (41)

Call or email me, Karl Hess, at your convenience and I’d be happy to help you.

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Open House Bayville June 26, 2011

Open House in Bayville, Pine Beach and Beachwood Twp (Bayville) with photos and maps for Sunday June 26, 2011.Open House information including school reports, neighborhood data and area housing market trends.

Click here for the list of Open Houses in this area on June 26, 2011 with easy to access maps and numerous photos. These homes are located in Bayville, Holiday City, Cedar Beach, Holly Park, Kesswick, Manitou Park, Pinewald, and throughout Berkeley Twp. Along with Pine Beach and Beachwood

Open House Maps: The link to the left provides Bayville, Pine Beach and Beachwood Open House Maps for all open houses in Berkeley with property and location information or click on each address below.

Most Open Houses will take place between 1:00 PM and 3:00 PM, so use the maps provided in the links to plan your day…or call me and I’d be happy to set up an exclusive “tour of homes” at your convenience.

For complete updated information on Berkeley Open Houses and real estate tips go to http://openhouseoceancounty.com/.

Bayville Home Listings Search

  • Bayville New Listings (14)
  • Bayville Short Sale Listings (3)
  • Bayville Single Family Homes for Sale (396)
  • Bayville Condos & Townhomes for Sale (27)

Beachwood Home Listings Search

  • Beachwood New Listings (4)
  • Beachwood Short Sale Listings (1)
  • Beachwood Single Family Homes for Sale (150)

Pine Beach Home Listings Search

  • Pine Beach New Listings (3)
  • Pine Beach Single Family Homes for Sale (44)

Feel free to contact me, Karl Hess, at your convenience.

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Open House Brick Twp June 26, 2011

Open House in Brick Township with photos and maps for Sunday June 26, 2011. Brick Township Open House information including school reports, neighborhood data and Brick Township housing market trends.

Here is the list of Open Houses in Brick Township on Sunday June 26, 2011 with easy to access maps and numerous photos. These homes are located in Baywood, Osbornville, Herbertsville, Cedarwood, Sandy Point, Midstreams, Lake Riviera, Metedeconk, South Hampton, Mantoloking, etc.

Brick Open House Maps and Photos: The link to the left will provide you with photos and an interactive map for open houses in Brick Township for June 26, 2011.

  • Details: EASTERN LN, BRICK, NJ – $148,000
  • Details: RIVERSIDE DR, BRICK, NJ – $209,900
  • Details: MAPLE AVE, BRICK, NJ – $224,000
  • Details: 18TH AVE, BRICK, NJ – $249,000
  • Details: CAROLINA AVE, BRICK, NJ – $273,999
  • Details: AMHERST DR, BRICK, NJ – $279,999
  • Details: CRESCENT DR, BRICK, NJ – $282,900
  • Details: VAN CORTLANDT DR, BRICK, NJ – $287,000
  • Details: BARBER AVE, BRICK, NJ – $295,000
  • Details: RAINBOW DR, BRICK, NJ – $299,900
  • Details: GREEN GROVE RD, BRICK, NJ – $324,900
  • Details: FARRAGUT DR, BRICK, NJ – $369,900
  • Details: HERBERTSVILLE RD, BRICK, NJ – $389,900
  • Details: CARTAGENA DR, BRICK, NJ – $399,900
  • Details: DURHAM TER, BRICK, NJ – $485,000
  • Details: BARRETT WALK, BRICK, NJ – $489,000
  • Details: TOLEDO DR, BRICK, NJ – $499,999
  • Details: TALL OAKS DR, BRICK, NJ – $560,000
  • Details: W GRANADA DR, BRICK, NJ – $579,900
  • Details: MANTOLOKING RD, BRICK, NJ – $699,999
  • Details: CLUB HOUSE RD, BRICK, NJ – $725,000
  • Details: RIVERSIDE DR, BRICK, NJ – $1,295,000
  • Details: SQUAN BEACH DR, MANTOLOKING, NJ – $1,499,000
  • Details: CURTIS POINT DR, MANTOLOKING, NJ – $1,599,000

Most Open Houses will take place between 12:00 PM and 3:00 PM, so use the maps provided in the links to plan your day…or call me and I’d be happy to set up an exclusive “tour of homes” at your convenience.

For complete updated information on Ocean County Open Houses and real estate tips, click on http://openhouseoceancounty.com/

Brick Township Home Listings Search

  • Brick Township Homes: New Listings (15)
  • Brick Township Single Family Homes for Sale (423)
  • Brick Township Condos & Townhomes for Sale (25)

Call or email me at your convenience, I’d be happy to help you any way I can. Karl Hess, Brick Township Real Estate, Keller Williams Jersey Shore

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Open House Lacey Twp June 26, 2011

Open House in Lacey Twp, including Lanoka Harbor and Forked River with photos and maps for June 26, 2011. Lacey Twp Open House information with school reports, neighborhood data for Lacey Twp, Lanoka Harbor and Forked River housing market trends.

Click here for the list of all Open Houses in Lacey Twp on June 26, 2011 with easy to access maps and numerous photos, including Lanoka Harbor, Forked River, Bamber, Sunrise Beach and the surrounding area.

Lacey Twp Open House Maps: The link to the left will give you an interactive map for all open houses in Lacey Township for June 26, 2011 or click on each individual link below.

Most Open Houses will take place between 1:00 PM and 3:00 PM, so use the maps provided in the links to plan your day…or call me and I’d be happy to set up an exclusive “tour of homes” at your convenience.

For complete updated information on Lacey Twp Open Houses and real estate tips go to www.openhouseoceancounty.com.

Lacey Township Home Listings Search

  • Lacey Township New Listings (20)
  • Lacey Township Single Family Homes for Sale (517)
  • Lacey Township Condos & Townhomes for Sale (7)

Call or email me at your convenience, I’d be happy to help you any way I can: Karl Hess, Lacey Twp Real Estate, Keller Williams Jersey Shore

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Open House Point Pleasant June 26, 2011

Open House in Point Pleasant and Point Pleasant Beach with photos and maps for Sunday June 26, 2011. Point Pleasant Open House information including school reports, neighborhood data and Point Pleasant housing market trends.

Click here for the list of Open Houses in Point Pleasant on June 26 2011 with easy to access maps and numerous photos.

Point Pleasant Open House Maps: The link to the left provides an interactive map for all open houses in Point Pleasant Beach and Point Pleasant Boro.

  • Details: MCLEAN AVE, POINT PLEASANT BEACH, NJ – $449,000
  • Details: CENTRAL AVE, POINT PLEASANT BEACH, NJ – $699,000
  • Details: BEACON LN, POINT PLEASANT BEACH, NJ – $1,300,000
  • Details: POCAHONTAS AVE, POINT PLEASANT, NJ – $194,700
  • Details: SMITH DR, POINT PLEASANT, NJ – $259,900
  • Details: PLEASANT PL, POINT PLEASANT, NJ – $299,000
  • Details: SEA POINT DR, POINT PLEASANT, NJ – $399,900
  • Details: BRIARWOOD LN, POINT PLEASANT, NJ – $415,000
  • Details: NORTHWEST DR, POINT PLEASANT, NJ – $549,900
  • Details: BLUE HERON CT, POINT PLEASANT, NJ – $769,000
  • Details: RIVIERA CT, POINT PLEASANT, NJ – $819,900

Most Open Houses will take place between 1:00 PM and 3:00 PM, so use the maps provided in the links to plan your day…or call me and I’d be happy to set up an exclusive “tour of homes” at your convenience.

For complete updated information on Ocean County Open Houses and real estate tips go to www.OpenHouseOceanCounty.com

Point Pleasant Home Listings Search

  • Point Pleasant Homes: New Listings (20)
  • Point Pleasant Single Family Homes for Sale (335)
  • Point Pleasant Condos & Townhomes for Sale (76)

Call or email me at your convenience, I’d be happy to help you any way I can, Karl Hess, Point Pleasant Real Estate, Keller Williams Jersey Shore

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Open House Toms River June 26, 2011

Open House in Toms River with photos and maps for Sunday June 26, 2011. Toms River Open House information including school reports, neighborhood data and Toms River housing market trends.

Click here for the list of Open Houses in Toms River on June 26, 2011 with easy to access maps and numerous photos. These homes are located in East Dover, North Dover, Georgetown, Shelter Cove, Ortley Beach, Money Island, Green Island, Silverton, Snug Harbor, and throughout Toms River Twp.

Toms River Open House Maps: The link to the left provides Toms River Open House Maps for open houses in Toms River with property and location information.

Details: 104 SUBURBAN DR, TOMS RIVER, NJ – $254,900
Details: 1602 WOODCREST DR, TOMS RIVER, NJ – $279,000
Details: 914 STAFFORD DR, TOMS RIVER, NJ – $279,000
Details: 239 ANTHONY AVE, TOMS RIVER, NJ – $279,900
Details: 277 JILL CT, TOMS RIVER, NJ – $299,000
Details: 28 WILLIAMSBURG DR, TOMS RIVER, NJ – $299,000
Details: 109 FISCHER BLVD, TOMS RIVER, NJ – $299,000
Details: 516 LAFAYETTE AVE, TOMS RIVER, NJ – $319,900
Details: 114 CHESTNUT ST, TOMS RIVER, NJ – $322,900
Details: 1124 KELLS CT, TOMS RIVER, NJ – $329,900
Details: 861 GLENWOOD CIR, TOMS RIVER, NJ – $349,500
Details: 103 KEATS AVE, TOMS RIVER, NJ – $359,900
Details: 222 MIDDLE DR, TOMS RIVER, NJ – $369,900
Details: 23 YORKSHIRE DR, TOMS RIVER, NJ – $375,000
Details: 656 NOTTINGHAM CT, TOMS RIVER, NJ – $395,000
Details: 1030 SHEILA DR, TOMS RIVER, NJ – $395,000
Details: 2520 WHITESVILLE RD, TOMS RIVER, NJ – $399,900
Details: 2540 BALFREY DR, TOMS RIVER, NJ – $409,900
Details: 2347 FOREST CIR, TOMS RIVER, NJ – $424,900
Details: 15 OSPREY DR, TOMS RIVER, NJ – $455,000
Details: 1853 ENSIGN CT, TOMS RIVER, NJ – $478,000
Details: 308 GRANDE RIVER BLVD, TOMS RIVER, NJ – $479,995
Details: 3281 CHURCHILL DR, TOMS RIVER, NJ – $489,000
Details: 1415 SEQUOIA CIR, TOMS RIVER, NJ – $549,000
Details: 3283 CHURCHILL DR, TOMS RIVER, NJ – $575,000
Details: 1887 CHARLTON CIR, TOMS RIVER, NJ – $649,900
Details: 3438 MARITIME DR, TOMS RIVER, NJ – $670,000

Most Open Houses will take place between 12:00 PM and 3:00 PM, so use the maps provided in the links to plan your day…or call me and I’d be happy to set up an exclusive “tour of homes” at your convenience.

For complete updated information on Ocean County Open Houses and real estate tips go to www.OpenHouseOceanCounty.com

Toms River Home Listings Search

  • Toms River New Listings (29)
  • Toms River Single Family Homes for Sale (778)
  • Toms River Condos & Townhomes for Sale (64)

Call or email me at your convenience, I’d be happy to help you any way I can, Karl Hess, Toms River Real Estate, Keller Williams Jersey Shore

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Open House Ocean County Saturday June 25

Open House in Ocean County with photos and maps for Saturday June 25, 2011 in Barnegat, Bayville, Brick Twp, Point Pleasant and Toms River.

Here is the complete list of Ocean County Open Houses on Saturday June 25, 2011. Click on each link below to access photos and interactive maps for each property.

Open House Barnegat:

Open House Bayville:

Open House Brick Twp with map of all open houses:

Open House Point Pleasant:

Open House Toms River with map of all open houses:

Most Open Houses will take place between 12:00 PM and 3:00 PM, so use the maps provided in the links to plan your day…or call me and I’d be happy to set up an exclusive “tour of homes” at your convenience.

Call or email me, Karl Hess,  at your convenience, I’ll help you any way I can.

JD Power Rates Keller Williams #1 Karl Hess

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Bayville Housing Market Report June, 2011

Berkeley Twp Housing Market Report and Berkeley Real Estate Market Analysis is a compilation of statistical data in graph and written form with interactive maps. The data presents market conditions on a local level and in three month ‘snapshots’ in an in-depth and understandable way.

This market report includes Bayville, Berkeley Township, Cedar Beach, Holiday City, Holly Park, Kesswick, Manitou Park, Pinewald and the other areas in Berkeley.

Selling your Berkely Twp Home: Do you know what your home is worth? The information provided by a Housing Market Report is invaluable when establishing an appropriate asking price.

Buying a Berkeley Twp Home: if you’re thinking about buying a house in Berkeley, knowing the local real estate market conditions will help you determine a reasonable offer…and keep you from over-paying for your dream home!

This is a condensed version of a Berkeley Housing Market Report formulated on May 19, 2011.

Berkeley Twp Housing Market Details: Asking Prices and Sold Prices (March 16, 2011 – June 16, 2011)

  Total Most Recent Highest Lowest Average Median
Sold Homes 51 06/10/2011 $550,000 $68,000 $258,765 $225,000
For Sale 258 06/15/2011 $1,300,000 $99,000 $355,116 $299,950

Bayville NJ Homes for Sale Karl Hess

Berkeley Recently Sold Homes (last 90 days)

  • % of asking price received: 93%
  • Sales over asking price: 1
  • Sales under asking price: 45
  • Sales at asking price: 5

Time on Market Details: For Sale and Recently Sold Berkeley Twp Homes (3/16/2011 – 6/16/2011)

  Avg Days On Market Total Most Recent Shortest Longest
Sold Homes 185 days 51 06/10/2011 43 days 613 days
For Sale 145 days 258 06/15/2011 2 days 784 days

Berkeley Twp Home Sales: Activity Over The Last 90 Days

Get your FREE personalized housing market report at www.HomeValuesinOceanCountyNJ.com , for any location in Ocean County, Monmouth County and anywhere on The Jersey Shore. Housing Markets are continuously changing, I can provide you with the most up-to-date statistics within minutes of your request.

There are many ‘intangibles’ behind this data, such as whether homes were recently renovated or not, special amenities and specific locations. I have the local market expertise to help you interpret this information fully.

Knowledge is Power!

The report above contains the most up to date (as of 6/10/2011) and accurate picture of home sales in Berkely Twp. To find out what this means to you and for your home buying or selling decision – no matter where you are in your decision process. Contact me, Karl Hess, Berkeley Twp Real Estate Expert, Keller Williams Realty Jersey Shore

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